Whether you are a sole trader or a large organisation, chances are you will require Public & Products Liability insurance to protect your business against litigation as a result of third party property damage and/or personal injury.
Northsure Insurance Brokers can source the right policy that suits your business risks and exposures.
Why Public Liability Insurance?
Compensating for damaged property and large medical bills can very costly and has the potential to cripple your business. The team at Northsure Insurance Brokers will help you find coverage that is tailored to your needs, affordable and designed to give you peace of mind while undertaking your work.
This not only protects you legally and financially but also helps the reputation of your business. Having public liability insurance shows potential customers that you take their safety seriously and that you are a professional, above all.
Entering Worksites
Public liability insurance is compulsory to enter all worksites in Australia. If you are a subcontractor or self-employed, you will be expected to take out a policy before entering the worksite.
As construction sites are often fraught with potential dangers and risks, public liability insurance will protect you and give you peace of mind so you can get on with your work. The team at Northsure Insurance Brokers will source the right coverage to mitigate your risks.
Staff Negligence
Liability doesn’t start and end with your own actions. You may be liable for compensation due to the actions or negligence of someone else. For instance, if a member of your staff spills liquid on the ground and a customer slips, you may be responsible for compensating.
Legal fees, medical bills, damage to someone else’s property—public liability insurance is designed to leave no stone unturned, so you, as a business owner, get the protection you deserve.